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Code of conduct. Principles for responsible lending

Dear Guest,

It is a great pleasure for me, as President of the Financial Companies Association in Romania – ALB and on behalf of ALB members, to welcome you to the website of the ALB.

This website is dedicated to those who are interested in accessing a vast range of information, related to ALB everyday activity or to its members and partners.

This site aims to support those who are interested in the leasing and non-banking financial services business and tries to offer to its guests specific legal and/or commercial information related to this financial sector. The non-banking non-banking institutions represent a financing alternative able to offer a high flexibility level dedicated to satisfy the financing necessities of your business. Similarly, the leasing, factoring, consumer credit and mortgage credit can also be helpful in the present and future macroeconomic investment policies of Romania.

We hope that accessing this website will help you to better understand the aim of ALB as a professional association dedicated to the financial non-banking services.

Please do not hesitate to let us know your opinions, suggestions and comments at

Best wishes,

Board of Directors of ALB

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